Knowing when your car insurance policy will expire is very important—having at least a third-party car insurance is mandatory for all car owners. So your insurance must be valid to ensure that you are covered and meeting legal requirements at all times.
If you miss the expiration date of your policy, it would, in most cases, mean coverage being taken away. This means that if there is an accident it would result in a big financial expense. Being able to check your car insurance status is very important, it will save you a good deal of unwanted stress and complications.
Whether you are a new owner or have owned one for some time, this guide will take you through easy and reliable ways of checking an expiry date for your car insurance.
Check Car Insurance Status Online
With the advancement of digital technologies, checking the status of your car insurance policy is today, very easy and convenient, and it would require just a few moments of your time.
You can either check it through your insurer or go about it through the following two trusted options:
- Through the IIB Website
Insurance Information Bureau (IIB) has a user-friendly online service platform for car owners to access details of their insurance at all times. You can check your insurance status using the following steps:
- Visit the IIB Website: Firstly, log in to the official website of the Insurance Information Bureau.
- Enter the Details of the Vehicle: You have to enter the required details, including your name, address, email ID, mobile number, the vehicle’s registration number, and the date of any accident (if applicable).
- Submit Form: The moment you have filled in all the required, you submit it.
- View Insurance Details: IIB will fetch your information and you will be able to view the insurance status, including the expiry date.
Since the IIB database gets updated periodically, it is a source of genuine authenticity. You can rely on the insurance details you find here.
- Through VAHAN
The VAHAN is another trusted portal run under the aegis of the Ministry of Road Transport and Highways, where you can check your car insurance status online. Follow these steps to access your insurance details:
- Log on To VAHAN e-Services Portal: Go to the VAHAN site, click on the ‘Know Your Vehicle Details’ bar and login.
- Enter Vehicle Registration Number: Fill in your vehicle’s registration number in the provided space.
- Captcha: Enter the captcha code and click ‘Search Vehicle’ to go ahead with the search for the vehicle.
- View Your Vehicle Details: A new page will open where you can view the details of your vehicle, along with its insurance and the expiry date of your policy.
VAHAN is a significant step taken by the government towards modernizing vehicle management in India, making it easier and more efficient for citizens to handle their vehicle-related needs.
Check Car Insurance Status Offline
Although online ways are efficient, some car owners do prefer offline methods. These have their charm and are useful for people who find it safest to check their car insurance status this way. Here’s how you can check your insurance status offline:
- Contact Your Insurance Provider: You can call your insurance provider’s customer service or visit their office. Provide them with your vehicle registration number, and they can quickly check your insurance status and expiry date.
- Visit the Regional Transport Office (RTO): You can also visit the nearest RTO with your vehicle registration details. The RTO officials can access your car insurance information and provide you with the necessary details.
These offline methods, though quite effective, could be more time-consuming and labour-intensive compared to online options. Most popular companies like Zuno Insurance have a dedicated customer service team that is available to assist with any queries, ensuring you get the information you need without unnecessary delays.
Conclusion
Keeping track of your car insurance expiry date is essential for staying compliant with the law and ensuring continuous protection on the road. With online platforms like the Insurance Information Bureau and VAHAN available now, checking your car insurance status has become very convenient. Additionally, you can also reach out to your insurer or visit the RTO if you prefer offline methods.
Zuno Insurance is a hassle-free when it comes to insurance management. The user-friendly platform and dedicated customer service of Zuno Insurance give you peace of mind while managing your car insurance.
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