Two wheeler vehicles are believed to be highly prone to mishaps, given the total number of vehicles on the Indian roads. Therefore, it becomes imperative for every motorbike owners to stay prepared for unforeseen incidents. One of the various ways of preparedness against such situations is to buy comprehensive two wheeler insurance that provides optimum cover for both the motorbike and owner. Although it is mandatory by law to carry a third-party two wheeler insurance policy while riding a bike, a comprehensive policy covers the bike and its owner against many contingencies.
Since the amendments in the Motor Vehicle Act 2019, learning about various things that may concern you as a bike owner has become even more crucial, including the significance of two wheeler insurance.
Apart from learning about its importance, you should also know that the purpose of purchasing two-wheeler insurance is more than saving you from hefty fines. It offers protection against unprecedented times. Moreover, such benefits enhance when your insurance company offers better customer support. Tata AIG’s two wheeler insurance policy is amongst the best that provides amplified benefits with maximum coverage. You can also customize the plan according to your needs.
To learn better about the company and its policies, you can check online TATA AIG reviews, which can also work as a buying guide. Genuine reviews from existing customers always help make better decisions.
Here are a few things you can know from TATA AIG’s two wheeler insurance policy reviews:
- Customer’s Experience with the Company
Two wheeler insurance policy has a validity of 1 year before it is set for renewal. You are associated with the company during the policy period, thereby making it essential to know about the existing customer’s relationship with them. Online reviews of Tata AIG show that the company has excelled in providing customer support, especially for its two wheeler insurance policy.
- Claim-Settlement Ratio
When you buy two wheeler insurance, you are entitled to make claims as and when required. Online reviews also give an idea of a company’s claim settlement ratio (CSR), which is essential to know the services of the company during the times of need. While many insurers boast about their CSR process and rates, Tata AIG relies on its genuine numbers; hence gained a faithful customer base over the years.
- Premium Payment and Other Benefits
People often compare premiums and the ease of paying it online, including the availability of its calculator. While most reviews can give you an overall idea of the policy benefits and ease of premium payment, you can also gain insights of TATA AIG’s no-claim bonus, IDV, zero depreciation cover, and other customized services. Some reviews will also give information on average premium payments made by the customers, which can vary as per their tailored two wheeler insurance plans. For instance, if you want to purchase a motorbike, you can check your premium payment capabilities by using online calculators after going through customer insights and gaining knowledge of the premium affordability.
- Rider or Add-on Options
Different reviews from users provide insights into their experience with the policy benefits. Many users like to customize their policies to gain comprehensive two wheeler insurance coverage. Such feedbacks will let you know various rider options offered by Tata AIG to have enhanced coverage. The user reviews also provide a peek into its benefits, holding importance to help you understand the availability of various add-on choices. Tata AIG’s loyal customer base has put many reviews online, which can help in your two wheeler policy purchase.
Tata AIG General Insurance Company has, over the years, become a reputable name in the insurance sector for its services and customer support. From travel insurance to two wheeler insurance, the company offers insurance products in various segments. So, you don’t have to examine any further in search of your partner for financial protection. Get the best customer services in the industry by making Tata AIG your insurance partner.