Bajaj Finserv EMI card lets you purchase expensive products from Flipkart, one of the largest e-commerce platforms in India, without paying instantly. You can easily repay the bills with interest-free installments from next month.
This is why, before making big-ticket purchases, such as laptops, washing machines, smartphones, etc., you should ideally check whether these are available on Flipkart no cost EMI offers. After this, you can finance your purchase in the most convenient and cost-effective way.
Items You Can Purchase with Flipkart No Cost EMI Facility
Here are some of the otherwise expensive items that you can purchase from Flipkart at no cost EMI if you have the Bajaj Finserv EMI Network Card:
|Laptops||HP Ryzen 5 Hexa Core 5500U|
|Refrigerator||SAMSUNG 192 L Direct Cool Refrigerator|
|Smartphone||SAMSUNG Galaxy F23 5G|
|Television||SAMSUNG The Frame 2021|
|Washing Machine||SAMSUNG 6.5 kg Diamond Drum|
Note: These are only a few of the items you can purchase on no-cost EMI using your Bajaj Finserv EMI Network Card. Flipkart no cost EMI facility is also available on other products similar to the listed ones.
Procedures to Buy Products on Flipkart at No-Cost-EMI
Here are the steps you need to follow to leverage the Flipkart no cost EMI facility while purchasing your necessary items:
Step 1: Open the Flipkart portal on your browser
Step 2: Select the product you need and click on ‘Buy Now’ to enter the payment gateway
Step 3: Choose the option for no-cost EMI
Step 4: Select Bajaj Finserv EMI Card as your preferred option for payment
Step 5: Select tenure between 3 and 24 months as per your convenience
Step 6: Proceed with your purchase by entering the OTP
After this, you will complete the purchasing procedure successfully. You will get the EMI bill next month.
Benefits of Using Bajaj Finserv EMI Network Card While Purchasing Products on EMI
Following are some of the advantages you will get from your Bajaj Finserv EMI Network card:
- No down payment
You do not need to pay any amount instantly from your pocket to buy an item if you have this Bajaj Finserv EMI Network Card. It will help you convert the entire invoice amount into affordable instalments, which you will have to pay from next month. Nevertheless, you can use this card and utilise its benefits only when you buy products from Bajaj Finserv partners.
- Pre-approved loans
The financial institution extending this card also entitles you to utilise a pre-approved loan for up to Rs. 4 Lakhs. This instant credit facility will financially help you significantly during your credit shortages.
- Relaxed tenure
You get the option to repay your invoice bill within a tenure ranging from 3 to 24 months. This will help you get a repayment period according to your financial capacity.
- Wide network of partnered stores
The card issuer has over 1.2 lakh partnered stores in more than 2,900 cities. You do not need to pay upfront while buying necessary things from these stores.
How to Apply for a Bajaj Finserv EMI Network Card
Here are the steps you need to follow to apply for this Bajaj Finserv EMI Network Card:
Step 1: Visit any of the Bajaj Finserv partner stores
Step 2: Pick the items you need to buy
Step 3: State at the billing counter that you want to have financing options available in the store
Step 4: Submit all the necessary documents
After this, the store representative will take the necessary measures to set up and issue the Bajaj Finserv EMI Network Card.
Alternatively, you can also apply for Bajaj Finserv Insta EMI Card online. For this, you need to undergo the below-mentioned steps:
Step 1: Go to the official website of Bajaj Finserv
Step 2: Navigate to the page for EMI Network cards and tap on ‘Apply Now’
Step 3: Enter your mobile number along with the personal and professional details
Step 4: Check your pre-approved offers by clicking on the concerned option
Step 5: Enter the OTP received on your registered mobile number
Step 6: Provide your required personal details
Step 7: Check your credit limit by clicking on ‘Proceed’
Step 8: Complete your e-KYC process and pay the activation fee
Step 9: Complete your e-mandate process
Step 10: Click on ‘Submit’
Upon completing these steps, you will complete your application process and get the Bajaj Finserv Network EMI Card.
Eligibility Criteria for Bajaj Finserv EMI Network Card
Here are some of the basic eligibility parameters you need to meet to qualify for this payment card:
- Age Limit: Your age should be between 21 and 65
- Income: You need to have a stable income source
- Other Requirements: You must be an Indian citizen with a savings account
Documents Required to Apply for Bajaj Finserv EMI Network Card
Following are the list of documents you must have while applying for the card:
- PAN card
- Aadhaar card
- ECS Mandate
To conclude, Flipkart no cost EMI facility lets you purchase necessary products from the e-commerce platform conveniently, even if they are expensive. You do not need to pay any amount towards interest. This way, your financial burden gets significantly reduced.